{"id":44910,"date":"2026-06-24T09:24:54","date_gmt":"2026-06-24T09:24:54","guid":{"rendered":"https:\/\/medianasionaljurnalis.com\/?p=44910"},"modified":"2026-06-24T09:24:54","modified_gmt":"2026-06-24T09:24:54","slug":"polemik-gaji-ke-13-asn-dki-dana-pendidikan-anak-tersendat-akibat-potongan-cicilan-bank-dki","status":"publish","type":"post","link":"https:\/\/medianasionaljurnalis.com\/index.php\/2026\/06\/24\/polemik-gaji-ke-13-asn-dki-dana-pendidikan-anak-tersendat-akibat-potongan-cicilan-bank-dki\/","title":{"rendered":"Polemik Gaji ke-13 ASN DKI: Dana Pendidikan Anak Tersendat Akibat Potongan Cicilan Bank DKI"},"content":{"rendered":"

Jakarta \u2013 Mnj.com\u00a0<\/span> 23 Juni 2026, Puluhan Aparatur Sipil Negara ASN di lingkungan Pemerintah Provinsi DKI Jakarta melaporkan pemotongan gaji ke-13, Tunjangan Kinerja Tukin 13, dan Beban Kerja BK 13 oleh Bank DKI pada Juni 2026. Pemotongan diduga dilakukan untuk cicilan pinjaman tanpa pemberitahuan terlebih dahulu.<\/p>\n

Lebih memprihatinkan, dana yang sudah dipindahkan ASN ke rekening tabungan pribadi Bank DKI dengan nomor rekening berbeda juga ikut disedot. Padahal di perjanjian pinjaman pemotongan hanya di rekening gaji saja.<\/p>\n

Hingga berita ini diturunkan, Bank DKI belum memberikan penjelasan resmi terkait mekanisme, dasar hukum, dan cakupan autodebet tersebut.<\/p>\n

Kronologi Keluhan ASN<\/p>\n

ASN menerima pencairan gaji ke-13, Tukin 13, dan BK 13 di rekening gaji Bank DKI pekan ketiga Juni 2026. Beberapa jam setelah dana masuk, saldo berkurang signifikan karena terpotong autodebet cicilan.<\/p>\n

\u201cSetelah dicek mutasi, gaji ke-13 saya dipotong untuk cicilan hutang Bank DKI. Kami sudah tanyakan ke Bank DKI, tapi jawabannya masih simpang siur, tidak ada kepastian tertulis,\u201d ujar salah satu ASN DKI yang enggan disebutkan namanya.<\/p>\n

Kenapa Beban Kerja 13 Juga Terblokir?<\/p>\n

Banyak ASN mempertanyakan pemotongan BK 13. Menurut pengakuan ASN, seluruh tunjangan cair melalui satu rekening gaji Bank DKI yang sama dengan gaji pokok. Dengan adanya fasilitas autodebet, maka setiap dana yang masuk langsung dipotong sistem untuk pelunasan angsuran.<\/p>\n

ASN juga mempertanyakan status Beban Kerja Juni 2026 yang belum dicairkan, namun rekening gaji malah diblokir. \u201cBK Juni belum keluar, tapi rekening diblokir. Padahal tidak ada sangkut pautnya dengan pinjaman saya di Bank DKI,\u201d kata ASN lainnya.<\/p>\n

Dana Tabungan Pribadi Ikut Disetor Tanpa Izin<\/p>\n

Keresahan memuncak setelah ASN mengetahui dana yang telah ditransfer dari rekening gaji ke rekening tabungan pribadi Bank DKI ikut terpotong.<\/p>\n

\u201cUangnya sudah saya TF dari rekening gaji ke rekening tabungan pribadi saya di Bank DKI. Tapi tetap disedot Bank DKI tanpa izin nasabah. Di perjanjian pinjaman pemotongan hanya di rekening gaji saja. Selain potongan di rekening gaji nasabah, tabungan pribadi juga diambil,\u201d ungkap ASN.<\/p>\n

Jika benar, pemotongan di rekening tabungan pribadi yang tidak tercantum sebagai rekening sumber autodebet berpotensi menimbulkan pertanyaan terkait dasar hukum dan persetujuan nasabah sesuai POJK No. 18\/POJK.07\/2018.<\/p>\n

Dampak: Dana Pendidikan Anak Terancam<\/p>\n

Gaji ke-13, Tukin 13, dan BK 13 cair bertepatan dengan tahun ajaran baru. Ribuan ASN mengaku dana tersebut disiapkan untuk daftar ulang SMP, SMA, SMK, dan pembayaran UKT semester ganjil perguruan tinggi.<\/p>\n

\u201cMomen pencairan gaji ke-13 sangat penting bagi kami. Dananya dipakai untuk daftar ulang anak sekolah dan bayar semesteran kuliah. Ketika dipotong sepihak tanpa pemberitahuan, rencana pendidikan anak jadi berantakan,\u201d kata ASN lainnya.<\/p>\n

Tuntutan ASN DKI Jakarta kepada Bank DKI, BKD & BPKD DKI:<\/p>\n

1. Menjelaskan secara transparan dasar hukum pemotongan gaji ke-13, Tukin 13, BK 13, dan dana di rekening tabungan pribadi. Di perjanjian pinjaman pemotongan hanya di rekening gaji saja.<\/p>\n

2. Membuka status pencairan BK Juni 2026 dan alasan pemblokiran rekening yang tidak terkait pinjaman.<\/p>\n

3. Menyampaikan mekanisme pengembalian dana jika terjadi pemotongan yang tidak sesuai perjanjian kredit.<\/p>\n

\u201cKami ASN tetap menghormati kewajiban cicilan. Tapi dana pendidikan anak yang cair setahun sekali jangan dipotong sepihak tanpa konfirmasi,\u201d tegas perwakilan ASN.<\/p>\n

Hingga rilis ini diterbitkan, Bank DKI belum memberikan pernyataan resmi. Media membuka ruang hak jawab 1×24 jam.<\/p>\n

Mnj.com \/ Jauhari M Yunus CFLE<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Jakarta \u2013 Mnj.com\u00a0 23 Juni 2026, Puluhan Aparatur Sipil Negara ASN di lingkungan Pemerintah Provinsi…<\/p>\n","protected":false},"author":15,"featured_media":44911,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"kia_subtitle":"","footnotes":""},"categories":[24],"tags":[],"newstopic":[],"class_list":["post-44910","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-jakarta"],"yoast_head":"\nPolemik Gaji ke-13 ASN DKI: Dana Pendidikan Anak Tersendat Akibat Potongan Cicilan Bank DKI - MEDIA NASIONAL JURNALIS<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/medianasionaljurnalis.com\/index.php\/2026\/06\/24\/polemik-gaji-ke-13-asn-dki-dana-pendidikan-anak-tersendat-akibat-potongan-cicilan-bank-dki\/\" \/>\n<meta property=\"og:locale\" content=\"id_ID\" \/>\n<meta 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